Financial recovery planner
When gambling or other spending has hurt your finances: put essential bills first and put protections in place.
Gambling can't fix money problems.
Any plan that depends on a win makes losses more likely to grow. This planner helps you protect what you have: essentials first, then everything else. It's not financial advice. If debts feel overwhelming, a nonprofit credit counselor can help.
Money available until your next income
- Available
- $0.00
- Essential bills due
- $0.00
- Other bills due
- $0.00
- Left after essentials
- $0.00
Bills
Add rent, utilities, food, and other bills due before your next income.
Protective actions
Barriers make it easier to stick to a decision on hard days.
Supporting someone else? See financial boundaries for families.
GAREP tools support reflection and planning. They don't diagnose or replace professional care. Find help.